The Standard is the most basic benefit option available, offering a total of P18 500 up to P30 000 in benefits depending on the family size per financial year. Members of BPOMAS and their dependants on Standard Benefit Option are exempt from paying 10% co-payment.

Benefits include:

  • In-patient and Out-patient services
  • Maternity benefits
  • Dental services
  • Medicines
  • Optical benefits
  • Psychiatric medication
  • Paramedic services
  • Alcoholism and drug addictions
  • Prosthesis

Please note that the Standard Benefit option does not have specific HIV, Chronic or Dread Disease benefits. Members wishing to access these benefits need to upgrade to High or Premium Benefit option.

Applications for upgrading between benefit options must be received no later than the last day of February in the year that a member wishes to upgrade their option. Members diagnosed with HIV however, may upgrade at any time.


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